DIVI Project – Helping You Become Your Own Bank

Project Reviews / 12.04.2019

Everyone knows that since the advent of Bitcoin, the financial and technological world was bound to change. By bringing in decentralization and empowerment, Bitcoin promised things that brought hope to many people worldwide. However, few seem to release that Bitcoin can’t and won’t give them all the solutions. Some problems yet remain to be solved.

Developers’ main goal in the space should be to help with mass adoption by solving Bitcoin and other cryptocurrencies’ key adoption issues. Some of the problems are scalability, speed, cost, and ease of use. And then, there’s the problem of User interface and user experience. Projects which emphasize usability and user experience, which can bring in novices to the digital financial world, should be supported so the market can grow into the future. Almost always, the common person doesn’t have the time to learn all there is about cryptocurrency. And so, designing a platform with ease of use and user adoption in mind will eventually win the day.

Thankfully, we know of a project that is focusing on just that problem!

The DIVI Project

?DIVI Project is a-Peer to-Peer ecosystem fast, scalable, transparent and decentralized. Our biggest mission is to increase mass adoption of cryptocurrencies? 

The Divi Project is an all-encompassing financial platform. There is more depth to the project than just its native token, the Divi Coin. The platform itself was initiated and held an ICO using the Ethereum blockchain and utilizing an ERC20 token, called DIVIX. The Token was later swapped for DIVI when the project’s main net came online.

The Divi Project has a novel solution to solve one of the biggest and most lucrative problems in the crypto world:?Mass Adoption?. Mass adoption doesn’t just mean that cryptocurrencies are used in daily business, governance practices, and that they change the face of accounting. Mass adoption also means that the common man, who is most likely to benefit from the next revolution, can use them with ease and simplicity.

The team has an ambitious goal when it comes to adoption. They seek to bring the power of blockchain to those who now shun it, currently finding it too technical, uninteresting, and scary. There has never been a bigger financial opportunity in history, and the Divi Project intends to be the first to market with a viable solution.

The Inner Workings – PoS + Masternode

DIVI brings down the energy and computation usage of most Blockchain protocols using a hybrid version of the Proof-of-Stake consensus mechanism and Masternode.

The Proof of Stake algorithm used by the project uses less than 1% of the electricity that traditional mining does. This PoS mechanism is mingled along with a Masternode feature that brings in the staking. They have also invented a spectrum of features on the masternode technology that boasts a wide range of applications. Divi is the first project to experiment with the tiered masternode system. This system works on offering higher rewards to those who accumulate more coins for their nodes.

Based on a new type of masternode system with many levels, holders of DIVI coins maintain the network to earn more. They are also creating a marketplace of goods and services that can be purchased with them. The start and end dates of the token sale depend on the Ethereum block time, so check the website for any updates of these dates.

Features of the DIVI Masternodes

Masternode Map

The protocol also offers visual on-demand stats, such as the Masternode Map. Masternode Map shows the connection between each node, how they are related, and who they are connected to, among other details. Masternode owners choose their level of commitment to support the network and are paid based on that effort.

User Map

Like a Masternode map, DIVI also offers an interactive map of all of its users’ activities. Any user can use the map to see a list of all the connections it has made. The transactions sent to other wallets, the amount that came in, and so on can be viewed, thanks to DIVI utilizing the blockchain’s public nature.

Multi-Platform Wallet

A user-friendly Smart Wallet allows the account holder to interact with their cryptocurrency and the platform’s tools, without the usual pain points that one comes across with other cryptocurrency platforms. The Smart Wallet also offers access to other cryptocurrencies such as Bitcoin, Bitcoin Cash, and Ethereum. Additional security features like vaulting and PIN codes for atomic swapping transactions allow for instantaneous coin swaps.

Customizable VPA

A VPA or Virtual Payment Address is a set of characters pre-determined by a user to propagate it so that it can be used to send and receive payments. DIVI allows its users to make a Wallet ID of their choice. The users do not have to deal with complex alphanumeric codes but can make any Wallet ID that is easy to remember. This considerably brings down the platform’s complexity, as users have something they can remember and store easily.

Account Vault

To mimic the functions of a traditional, DIVI has also introduced the “Vaulting” feature. Vaulting allows users to time-lock their transactions. In simple words, users can put a portion of their funds into a wallet and time the wallet to open or transfer only after a particular amount of time has passed. Until the time period is reached, no one can touch the funds, not even the user. This protects the account from trojans, hackers, and stealers. The Vaulting process can be utilized to save for a goal, for gifting, etc.


To capitalize on the unbanked market, DIVI has laid out quite an ambitious plan. There are still more than 3 billion people in the world without a bank account. And just like a lot of people started using Mobile phones without going through the wired telephone phase, The DIVI project can help billions of unbanked bypass the banking industry and move straight towards the cryptocurrency revolution.

The Divi Project is a nonprofit dedicated to helping more people understand, use, and benefit from cryptocurrency. The multitude of user-friendly features offered by DIVI can help them in their goal of mass adoption. Eventually, DIVI could enable its users to earn, store, and transact digital assets at the click of a button, without worrying about a steep, hard-to-navigate platform. 

Debasish Das is from India, an engineering graduate and holds a postgraduate degree in management. He has 10 years of experience in the financial sector, having worked for one of the biggest MNC banking groups in the country. Currently he has business in e-commerce, insurance and consultancy. As an avid blockchain and cryptocurrency enthusiasts he believes in investing in the future of technology, and feels this is going to make the world a single marketplace and also give the power from centralized banks and governments back to people.